Loans
{"items":[{"heading":"Shred Day - Bristol, VA","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/virginia-shred-days/shred-day-bristol,-va","summary":"May 18, 2024 – 8AM -12PM or until trucks reach maximum capacityLee Highway Branch
16501 Highlands Center Boulevard
Bristol, VA 24202","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"May 4 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn","summary":"May 4, 2024 – 8AM -12PM or until trucks reach maximum capacityAllandale Branch
4325 W. Stone Drive
Kingsport, TN 37660","lat":"","lng":""},{"heading":"Estate Planning Basics","startDate":"May 7 at 1:38pm ET","url":"/resources/seminars-events/tennessee/estate-planning-basics","summary":"May 7, 2024
6PM EST
Presented Virtually via WebEx.
Click to Register.
","lat":"","lng":""},{"heading":"Home Buying Seminar","startDate":"May 14 at 3:11pm ET","url":"/resources/seminars-events/tennessee/home-buying-seminar","summary":"May 14, 2024
5:30PM EST
Presented IN PERSON
Walters State Community College
Niswonger - Greeneville Campus
Room 139

221 North College Street
Greeneville, TN 37745
Click to Register","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"September 21 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-greeneville,-tn","summary":"September 21, 2024 – 8AM -12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Highway
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 28 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-gray,-tn","summary":"September 28, 2024 – 8AM -12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Longview, TX","startDate":"October 4 at 1:00pm ET","url":"/resources/shred-days/texas-shred-days/shred-day-longview,-tx","summary":"October 4, 2024 – 1PM to 5PM or until trucks reach maximum capacityPine Tree Branch
2002 West Loop 281
Longview, TX 75604","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 5 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-blountville,-tn","summary":"October 5, 2024 – 8AM -12PM or until trucks reach maximum capacityBlountville Branch
1911 Highway 394
Blountville, TN 37617","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 19 at 8:00am ET","url":"/resources/shred-days/tennessee-shred-days/shred-day-kingsport,-tn-(2)","summary":"October 19, 2024 – 8AM -12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660","lat":"","lng":""}]}

Features

Whether you need a tractor, a bull dozer or a golf cart, ECU can help! ECU’s competitive rates and easy process make getting a loan a fast and convenient. ECU finances Equipment Loans for up to 15 years*. Used equipment may be financed up to 100% of the wholesale value in the NADA Farm Equipment Guide.

What can I finance with an ECU Equipment loan?

  • Tractor, Combine, Hay Baler, Rototiller
  • Backhoe, Bulldozer, Trencher, Dump Truck, Trackhoe
  • Cattle, Horse and Hauling Trailers
  • Lawn Mower and Landscaping Equipment
  • Golf Carts
  • Scissor Lift, Fork Lift, Loader
  • Delivery Van, Box Truck, Tow Truck, Flatbed Truck

*Certain restrictions apply.  Subject to approval. 

Learn More:
  • Apply Now for an Equipment Loan

    Completing our online application is as easy as 1-2-3! We’ll ask questions about your personal finances and the equipment. Apply now to get started.

  • Skip a Payment

    ECU encourages members to make responsible financial decisions, but sometimes life is full of surprises.

  • ECU Loan Guardian

    Do you worry about unexpected life events that could leave you struggling to pay your bills?

Equipment Loan Rates

Rates are subject to change.  Any loan application submitted after 5:30 p.m. (Eastern) will use the rate for the next business day.

LOAN TERM 1COLLATERAL TYPEAPR as low as 2PAYMENT EXAMPLE3
36 - 180 monthsFixed Rate6.350% - 9.590%$23.65 - $25.17

Rates accurate as of April 1, 2024 and are subject to change.

1The loan terms, rates and payments listed above are examples used to illustrate possible credit transactions. The terms of your credit transaction will be determined by factors such as loan history, underwriting criteria, loan amount and loan to value.

2APR refers to Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply.

3Payment example is based on $1,000 for 48 months. To calculate your estimated payment on other terms, please use our payment calculator.