Why Get Pre-Qualified?

Purchasing a home is one of the most significant investments you'll make in your life.  We're here to help you.  The first step towards owning your dream home is to get pre-qualified for a mortgage loan.

What is a mortgage loan pre-qualification?

It’s a process where we review your finances and estimate the maximum amount of loan for which you could qualify.  Pre-qualifying for a mortgage loan is a great initial step in ensuring you can afford your dream home.  Knowing how much home you can afford to buy upfront saves time when you start house hunting.  It’s also beneficial to your real estate agent and the seller to know you qualify for a mortgage loan and are serious about purchasing the home.

What information will we ask you to provide?

We'll ask you for basic information about your job history and income, assets, and pull a credit report.  We will also discuss various options ECU offers.  With a pre-qualification, you’ll have an idea of the amount you might expect to be approved.